Hornet3d
Wise
Nice HDRi Hornet. The only thing I would like better in that image, is to have her skin brighter, especially her face, though her hair could be a bit brighter as well. They seem to be melding in with the underside of the train tracks in the background behind her.
You could also move her a bit to the right (her left) so that her head and shoulders are in front of the lighter train tracks that are turning to the right in the HDRi image, which would give you more contrast. Oh, and you might try to turn her slightly to her right when you move her over a little, so she looks as if she's walking towards the center of the image from perhaps near that bench those folks are sitting on over on the right. That would put her more in the lighter portion of the image, so there would be more contrast between her and the HDRi. Just a couple of suggestions.
Thank you for the suggestions I like them all and I will give them a try. I am trying to get the best I can from Superfly so that I can then either match or improve it by using Octane. This should give me a better idea of the strengths of each render engine, of course the big one for Octane is speed but then the Superfly are not bad on my system now.